Florida Condo and HOA Collections, Claim of Lien and Foreclosure Process – A complete Guide

Can my condominium association or homeowners’ association file a lien against my unit or parcel? If so, can they also foreclose on that claim of lien?  

The answer to both questions is “yes.” In Florida, community associations, which include condominium associations and homeowners’ associations, have the right to record a claim of lien and foreclose on that claim of lien for unpaid assessments and related charges owed to the association.  This process is governed by Florida Statutes, particularly Chapter 718 for condominium associations and Chapter 720 for homeowners’ associations.  The following is a step-by-step overview of the process: